Investor's Education

 
The theme is “Just Start Investing Now”:

Which means even small beginning will always help to achieve investor’s goals if he starts investing at the earliest possible & it is beneficial in long run. Remember that a huge corpus can be accumulated even if small regular investments are carried out for many years, because magic of compounding is working.

There are certain websites such as valueresearchonline.com, moneycontrol.com, personal financing etc which can provide education on a click by the fingertip regarding variety of investments. Please take full benefit of this sea of information, as it will help you in financial planning and investment decisions.

Must Remember 5 Eternal Rules While Investing:
1. Don't try to time the market:
  It would be good ‘buy continuously and sell whenever you actually need the money’. Indian economy is generally trending upwards but markets are volatile, this offers the best combination of high returns with low effort.
2. Figure out whether you are a trader or an investor, and stick to it:
  Investors put away their savings in investments, and look upon getting something extra from their savings. They use investments only when they need it. But traders are those who trade in investments. They expect actual income from investments. They buy and sell based on expectations of how the markets would move. Generally, investor who tries to be trader is making loss. So it is better to stick to one side.
3. Don’t chase past performance:
  The worst way to invest is to mechanically choose the investment that has been doing well in the immediate past without understanding the reasons. Doing ‘investment research’ by seeing the past into the future is an example of a wrong solution. Sure, many trends will not continue into the future. Normally, investments that have done better than their peers in the recent past are more likely to do worse in the immediate future.
4. Have overall financial goals that your investments will serve:
  You should figure out which way to turn to achieve your goals. A goal is something like ‘make a down payment for a bigger house in three years’. Goals setting will lead you to choose a particular type of investments. There are only a few investments that are appropriate for everyone in all situations. But most of the time, we tend to reach out and grab whatever looks tempting at the moment, which may result in not achieving the goals.
5. Don’t trust anyone, especially the bigger outfits:
  Most financial advice is not trustworthy if it is being given by someone who earns from the resulting transaction. Financial Planners are exceptions and rests at the smaller outfits. The big institutionalized advice-givers optimize their advice for their own profitability as their business model is made for it. There is no substitute for educating yourself enough to be able to take your own decisions. If you depend on the seller’s advice, then you may become a victim.
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