Frequently Asked Questions

 
 
1. I have too little money. How can I save?
Financial planning is required when your goals are bigger than your possessed funds. Waiting for big fund accumulation to start planning is like living for today, without any plans for tomorrow.
 
2. Financial Planning is costly. Can I afford it?
It’s the same as refusing to consult a specialist doctor even when you are seriously ill. Constructing a financial plan is as important as getting the blue prints to build your home.
 
3.I only invest in Fixed Deposits. Why should I compromise safety of my capital?
Most of India’s domestic savings are heading to bank deposits. However with inflation soaring and interest being taxable, you need an avenue which enhance the value of your investments, even after Inflation and Tax. Remember, empty coffer when you are old and not capable to generate enough income to live is the most unsafe period for you.
 
4. Why should I not invest myself?
Some people have an inborn flair for numbers and are organized enough to keep regular track of all their investments. You may have emotions with certain investments which can hinder in taking right decisions. A financial planner has the requisite qualification, training and on-hand experience that a layman can only master to a small extent.
 
5.Why should I not trust on TIPS from reliable sources and my good neighbors?
You get tips of what to buy and when, but never to sell. And that is why you incur losses. Remember good things are not free in this world.
 
6. Why advisors not offer me freebies?
Expecting rebate is common among investors. If you try to squeeze the advisor, he/she will try to squeeze you in return by deploying your money differently, and not as per your need or requirement. So if you need quality advisor, you have to become quality investor. Remember, financial planner is charging you is indicating that he/she will take interest in the performance of your investments.
 
7. I don’t trust advisors. Where are trustworthy advisors?
If you lack trust, because of an awful experience previously, the mistake was probably made while hiring the advisor. Make sure you are choosing your advisor carefully enough. Remember you need to exercise the same care as you would while selecting your Life Partner, because relationship with a financial advisor potentially could extend beyond your life too for your family.
 
8. Why should I need advisor?
Education without a School or a Teacher is not possible. Similarly you always need a financial planner for your financial education & investments. There are many factors to consider such as financial goals, cash flow, risk taking ability etc. An advisor can recommend changes in investment pattern specifically for you. Without the help of good financial planner, there is a possibility that you may reach faster or you may not reach at all. Actually, you need to plan investments same way as you plan tours on long-holidays! Handing over what you can’t do best to an expert is an accepted norm.
 
9. When should I need a Financial Planner / Investment Advisor ?
Are you looking for someone who has financial knowledge, who is experienced, who can give you the right advice at the right time, which can dig your mind of exactly what you want and most importantly you can trust. Did you think about some of your relative, friend or neighbor to consult, and then give your mind a second thought? Does that person really has time to hear you with patience; will that person be accountable after any money mishaps? No! Because he has not given you any surety of anything and neither you have paid him. Then time has come to hire A FINANCIAL PLANNER / INVESTMENT ADVISOR who is qualified, trained by experts and have experience who knows which factor has to be taken in to account, who gives the right direction to your money, which can change your investments into gains, who will listen you patiently. THAT IS WHY YOU MUST HIRE SERVICES OFGROW RICH INVESTMENT PLUS” NOW INSTEAD OF REGRETING AFTERWARDS.
Login id :
Password :

Here#39;s a fundamental view on the market from Motilal Oswal’s Gautam Sinha Roy Watch the interview of Gautam Sinha Roy of Motilal Oswal Mutual Fund with CNBC-TV18#39;s Anuj Singhal and Surabhi Upadhyay where he shared his readings and outlook on the market and specific stocks and sectors.
Fri, 21 Jul 2017 16:09:28 +0530


R Sukumar R Sukumar of Franklin Templeton Investments said that in this market, one could look for stock ideas which are undervalued.
Thu, 20 Jul 2017 10:47:31 +0530


Will see much better earnings growth in FY19-20: Ashwini Agarwal “Globally we are interested in large domestic markets. We have operations in Indonesia, Saudi Arabia and now we have launched a fund in India and we would like to do such kind of things in other countries. We are interested in local markets where operations are scalable,” Ashwini Agarwal, Co-Founder Partner of Ashmore Investment Management India LLP told CNBC-TV18.
Wed, 19 Jul 2017 19:00:02 +0530


Rajeev Thakkar Midcap IT companies that are in research, engineering services, digital space will benefit, said Rajeev Thakkar of PPFAS.
Wed, 19 Jul 2017 16:28:41 +0530


S Krishna Kumar S Krishna Kumar of Sundaram Mutual Fund said that the market could still see a positive bias but one needs to keep an eye on earnings trajectory.
Tue, 18 Jul 2017 11:42:49 +0530


Nilesh Shah In a CNBC-TV18 exclusive, Nilesh Shah of Kotak Mahindra AMC says that markets are not at an all-time high in terms of valuations. He also adds that there is froth in certain sections of the market.
Mon, 17 Jul 2017 08:23:35 +0530


Manish Sonthalia There is a correction which is overdue for this market and the sooner it comes the healthier it would be for the market, said Manish Sonthalia, Head Equities-PMS, Motilal Oswal AMC.
Fri, 14 Jul 2017 19:00:38 +0530


Video: Market view of UTI MF’s V Srivatsa Watch the interview of V Srivatsa, EVP Fund Manager at UTI MF with Prashant Nair and Ekta Batra on CNBC-TV18, in which he shared his readings and outlook on market and specific stocks.
Thu, 13 Jul 2017 12:21:37 +0530


Market expecting a rate cut down the line: UTI MF Retail inflation has seen a sharp slowdown in June while May industrial output has come in at 1.7 percent. In an interview to CNBC-TV18, Amandeep Chopra, Group President and Head of Fixed Income at UTI MF assesses the impact on the bond market.
Thu, 13 Jul 2017 11:27:03 +0530


Why you should make a balanced mutual fund a part of your portfolio If the investor takes position in equity through balanced funds, they get to realise equity growth potential and lower fund volatility.
Thu, 13 Jul 2017 11:14:33 +0530


Market to be rangebound for 6-12 months; stay away from telecom: DSP BlackRock The fund house believes that a big upside in indices from this point is difficult, but does not expect any major correction due to good macros
Thu, 13 Jul 2017 10:44:16 +0530


Stable macros will continue to support Indian market: Axis MF Sluggish corporate earnings which have been a concern for the market could see a strong revival in the second half of FY18 that#39;s the expectation which Axis Mutual Fund is working with.
Tue, 11 Jul 2017 15:32:47 +0530


Q1 earnings to be lower on GST shock; auto, corp banks to be hit: Birla Sun Life AMC Mahesh Patil of Birla Sun Life AMC believes that a recovery could be seen in the coming quarters. On retail sentiment, he said that SIP flows are seen at around Rs 6,000 crore a month.
Tue, 11 Jul 2017 11:10:36 +0530


Here is how to switch MF investments from regular plan to direct plan We will explain not only how, but also why and when it is wise to switch your investments from regular plan to direct plan.
Mon, 10 Jul 2017 15:12:31 +0530


Renuka Ramnath RBL Bank is well poised to capture growth opportunities and has a great niche in the segment they are present in Renuka Ramnath, Founder CEO, Multiples Alternate AMC.
Fri, 07 Jul 2017 16:47:29 +0530

Video Box